LEGAL

Terms of Service

Last updated: 3 September 2026

These Terms govern your use of SIGORA. By using the service, you agree to use it lawfully and responsibly.

Public Beta

SIGORA is currently a public-beta product. Features, limits, integrations, pricing, and availability may change as the service develops. We may modify, suspend, or discontinue beta features when reasonably necessary.

Your account

You are responsible for keeping your login credentials secure and for activity performed through your account. Provide accurate information and do not attempt to access another person’s account or bypass service safeguards.

Your financial information

You control the information you add or import into SIGORA. You should review imported transactions, balances, calculations, market information, and generated insights before relying on them. SIGORA may contain errors, delays, or incomplete data.

Acceptable use

Do not misuse SIGORA, interfere with the service, probe or exploit security vulnerabilities, automate abusive traffic, upload malicious content, or use the platform for unlawful activity.

Premium and payments

SIGORA may offer paid Premium subscriptions through a third-party payment processor such as Razorpay. The price and billing cycle shown at checkout apply to your purchase. Subscriptions renew according to the selected billing cycle until cancelled or otherwise ended. Payment processing, mandates, refunds and settlement may involve the payment provider.

Refund & cancellation policy

2-day full refund on your first Premium purchase

Request a full refund within 2 calendar days of your initial SIGORA Premium purchase. After that period, the purchase is not eligible for a voluntary refund, except where required by law.

To request a refund, email support.sigora@gmail.com from the email linked to your SIGORA account and include enough payment or subscription details for us to identify the purchase. Never send passwords, OTPs, PINs or full card/bank credentials.

When an approved refund is issued, SIGORA will also cancel the associated subscription from our end so it cannot renew, and Premium access may end once the refund is confirmed.

Cancelling Premium does not automatically issue a refund. A normal cancellation stops the next renewal. Your already-paid Premium access continues until the end of the current billing cycle.

Nothing in these Terms limits any refund, chargeback, cancellation, or consumer rights that cannot lawfully be limited.

No warranties

SIGORA is provided on an “as available” basis during beta. To the extent permitted by law, we do not guarantee uninterrupted availability, error-free calculations, investment outcomes, or that third-party integrations will always remain available.

Limitation and responsibility

You remain responsible for financial decisions made using information available through SIGORA. Nothing in these Terms excludes rights or liabilities that cannot lawfully be excluded.

Contact

Questions about these Terms can be sent to support.sigora@gmail.com.

© 2026 SIGORA · Public Beta
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QUICK START · 6 STEPS

How Sigora works

From your first transaction to a clearer view of your money.

01

Track your money

Add transactions manually or import a statement. Sigora turns the activity you record into the foundation for your dashboard and reports.

Transactions → Import → Dashboard
02

Give your money a plan

Create monthly budgets and savings goals, then keep them updated as your spending and progress change.

Budgets → Goals
03

Understand the bigger picture

Reports, Financial Health Score, forecasts and budget-risk signals help connect everyday activity to longer-term patterns.

Reports → Intelligence
04

Research your investments

Track holdings, build a watchlist and open market charts with plain-language context. Market information is educational and may be delayed.

Invest → Watchlist → Market charts
05

Use SIGORA AI thoughtfully

Insights can explain patterns in the financial data you record. They are educational, can be imperfect, and are not personalized investment advice.

Insights → Intelligence → What-if
06

You stay in control

Manage your profile, alerts and account from Settings. Premium uses secure Razorpay checkout when available for your billing currency. Never share passwords, OTPs or banking credentials with Sigora support.

Settings → Premium → Support
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